If this is your first home, it might be difficult to get familiar with mortgage rates, types of mortgage loans, and determining how much you can spend on your home, but the right mortgage company can help with all of these things. Companies such as Superior Credit Union can help even first-time home-buyers figure out all of the numbers so you aren’t looking at houses you can’t afford. Once you get an idea of what you can afford, the rest of the process is a little easier on you.